Editor’s Note
India’s gold loan market is now outpacing most other retail credit segments. This surge is driven by a combination of high gold prices, stringent regulations on unsecured lending, and a resulting consumer shift toward secured loan products.
Gold Loan Market Growth
The pace of the gold loan market in India has now surpassed that of most other retail loan segments. There are strict regulations on unsecured loans. At the same time, gold prices are currently quite high. Therefore, most people are now turning towards secured loans.
Expert Opinion
“With high gold prices and stricter norms for unsecured credit, gold loans have become an attractive and accessible option for many borrowers seeking liquidity.”
