Editor’s NoteIndia’s gold loan market is now outpacing most other retail credit segments. This surge is driven by a combination of high gold prices,…
Editor’s NoteNew RBI guidelines are poised to reshape India’s gold loan sector, favoring lenders that can quickly adapt. As S&P Global Ratings notes,…
Editor’s NoteThe Reserve Bank of India is intensifying oversight of gold-backed loans due to a significant drop in gold prices, a move that places…
Editor’s NoteAs gold prices reach new highs, the gold loan market is experiencing a parallel surge. This article examines how this traditional form…
Editor’s NoteThe Reserve Bank of India has revised its lending norms, significantly raising the permissible loan-to-value ratio for loans against…
Editor’s NoteThe Reserve Bank of India has expanded permissible collateral for loans to include silver, issuing new ‘Gold and Silver (Loans)…
Editor’s NoteThis report highlights a concerning trend of gold purity fraud, where consumers are sold lower-carat gold than advertised. It serves as…
Editor’s NoteThe Reserve Bank of India is mandating stricter, standardized procedures for gold appraisal across all branches of lending institutions…
Editor’s NoteThis ruling highlights the critical importance of transparency and due process in digital lending and asset recovery, serving as a…